Insurance questions for physicians

Clarity for your
professional protection.

Understand how medical liability protection, clinic insurance, and other practice risks fit together.

Clear guides. Useful questions. Your next step.

Physicians illustrationYour world, considered.

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Start with what matters

Protection starts
with better questions.

These are areas to explore with a licensed provider. The exact cover, exclusions, limits, and availability depend on your circumstances.

01

Medical liability protection

Confirm the professional protection appropriate to your work and eligibility directly with the provider.

02

Clinic business insurance

Discuss property, visitors, equipment, and business exposures outside medical liability.

03

Cyber & practice risks

Explore patient records, systems interruptions, and employment-related questions.

Read the coverage guide
An illustrative situation

Physician and clinic are different risks.

A physician opens a separate clinic. Professional medical liability protection does not answer every question about the new business premises and employees.

Let’s unpack it

A discussion example, not a claim outcome or a promise of cover.

A useful next read

A little preparation.
A clearer conversation.

The speciality guide

Separating medical liability protection from clinic insurance

Understand the scenario, spot the details, and make a practical plan.

Your preparation checklist

What to bring to the conversation

A focused checklist you can tick off, print, and keep.

The details behind your world

A closer look.

All guides & tools
Before you decide

Good questions.
Worth asking.

Is CMPA membership the same as buying a standard policy?

CMPA describes its own protection and assistance arrangements. Confirm eligibility and the terms of assistance directly with CMPA rather than assuming it is identical to a conventional liability insurance contract.

Does professional protection insure clinic equipment?

Treat equipment and clinic operations as separate business questions. Discuss ownership, values, premises and interruption needs with a provider familiar with medical practices.

Should I disclose locums and remote consultations?

Yes. Give the professional protection provider the work scope, procedures, dates and locations and check relevant professional permissions before starting.

In Canada, ask about the rules and provider availability in your province or territory. Canadian Medical Protective Association · Protection for members ↗
Part of your wider world

A few useful neighbours.

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Your next step

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